Call reports 2014
AMERICAN NATIONAL BANK — 2014
What AMERICAN NATIONAL BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 242,770,000 | 255,071,000 | 281,384,000 | 266,547,000 |
| Total loans | 160,729,000 | 172,710,000 | 179,129,000 | 178,618,000 |
| Allowance for loan losses | 1,812,000 | 1,812,000 | 1,812,000 | 1,921,000 |
| Securities available for sale | 15,160,000 | 24,658,000 | 26,274,000 | 21,728,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 207,957,000 | 219,975,000 | 245,765,000 | 229,685,000 |
| Interest-bearing deposits | 157,172,000 | 168,154,000 | 194,485,000 | 176,650,000 |
| Noninterest-bearing deposits | 50,785,000 | 51,821,000 | 51,280,000 | 53,035,000 |
| Equity capital | 30,918,000 | 31,486,000 | 31,972,000 | 32,801,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 2,083,000 | 4,296,000 | 6,578,000 | 8,960,000 |
| Interest expense | 182,000 | 371,000 | 578,000 | 789,000 |
| Net interest income | 1,901,000 | 3,925,000 | 6,000,000 | 8,171,000 |
| Noninterest income | 134,000 | 281,000 | 531,000 | 825,000 |
| Noninterest expense | 1,442,000 | 2,921,000 | 4,376,000 | 5,908,000 |
| Provision for loan losses | 0 | 0 | 0 | 100,000 |
| Pretax income | 593,000 | 1,285,000 | 2,205,000 | 3,106,000 |
| Income tax | 219,000 | 475,000 | 794,000 | 1,072,000 |
| Net income | 374,000 | 810,000 | 1,411,000 | 2,034,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 31,030,000 | 31,466,000 | 32,066,000 | 32,691,000 |
| Total capital | 32,926,000 | 33,362,000 | 33,962,000 | 34,696,000 |
| Risk-weighted assets | 176,081,000 | 189,030,000 | 198,568,000 | 197,269,000 |