Call reports 2013
AMERICAN NATIONAL BANK — 2013
What AMERICAN NATIONAL BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 229,473,000 | 223,974,000 | 235,095,000 | 237,742,000 |
| Total loans | 146,267,000 | 154,025,000 | 154,507,000 | 161,016,000 |
| Allowance for loan losses | 1,999,000 | 1,845,000 | 1,810,000 | 1,812,000 |
| Securities available for sale | 11,191,000 | 10,239,000 | 14,902,000 | 14,423,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 197,140,000 | 190,273,000 | 201,313,000 | 202,522,000 |
| Interest-bearing deposits | 150,132,000 | 142,157,000 | 150,529,000 | 155,084,000 |
| Noninterest-bearing deposits | 47,007,000 | 48,117,000 | 50,784,000 | 47,439,000 |
| Equity capital | 29,205,000 | 29,589,000 | 30,126,000 | 30,433,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,887,000 | 4,091,000 | 6,184,000 | 8,277,000 |
| Interest expense | 230,000 | 426,000 | 601,000 | 787,000 |
| Net interest income | 1,657,000 | 3,665,000 | 5,583,000 | 7,490,000 |
| Noninterest income | 138,000 | 271,000 | 499,000 | 640,000 |
| Noninterest expense | 1,342,000 | 2,726,000 | 4,111,000 | 5,526,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 453,000 | 1,234,000 | 1,995,000 | 2,628,000 |
| Income tax | 168,000 | 412,000 | 659,000 | 864,000 |
| Net income | 285,000 | 822,000 | 1,336,000 | 1,764,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 29,178,000 | 29,714,000 | 30,228,000 | 30,656,000 |
| Total capital | 31,169,000 | 31,643,000 | 32,122,000 | 32,552,000 |
| Risk-weighted assets | 159,208,000 | 164,695,000 | 167,475,000 | 175,054,000 |