Call reports 2012
AMERICAN NATIONAL BANK — 2012
What AMERICAN NATIONAL BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 220,603,000 | 223,063,000 | 223,080,000 | 227,421,000 |
| Total loans | 127,514,000 | 135,324,000 | 134,585,000 | 142,635,000 |
| Allowance for loan losses | 1,802,000 | 2,019,000 | 2,005,000 | 1,992,000 |
| Securities available for sale | 18,993,000 | 8,382,000 | 8,018,000 | 11,630,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 190,000,000 | 192,764,000 | 192,321,000 | 195,676,000 |
| Interest-bearing deposits | 141,076,000 | 140,629,000 | 144,509,000 | 144,152,000 |
| Noninterest-bearing deposits | 48,925,000 | 52,135,000 | 47,811,000 | 51,524,000 |
| Equity capital | 28,475,000 | 27,922,000 | 28,369,000 | 28,964,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,832,000 | 3,647,000 | 5,581,000 | 7,442,000 |
| Interest expense | 246,000 | 484,000 | 728,000 | 974,000 |
| Net interest income | 1,586,000 | 3,163,000 | 4,853,000 | 6,468,000 |
| Noninterest income | 116,000 | -41,000 | 171,000 | 305,000 |
| Noninterest expense | 1,278,000 | 3,284,000 | 4,439,000 | 5,589,000 |
| Provision for loan losses | 490,000 | 710,000 | 710,000 | 710,000 |
| Pretax income | 34,000 | -715,000 | 32,000 | 631,000 |
| Income tax | 31,000 | -176,000 | 143,000 | 126,000 |
| Net income | 3,000 | -539,000 | -111,000 | 505,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 28,390,000 | 27,847,000 | 28,275,000 | 28,892,000 |
| Total capital | 30,245,000 | 29,822,000 | 30,255,000 | 30,935,000 |
| Risk-weighted assets | 153,291,000 | 157,911,000 | 158,319,000 | 163,434,000 |