Call reports 2011
AMERICAN NATIONAL BANK — 2011
What AMERICAN NATIONAL BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 218,099,000 | 240,566,000 | 213,879,000 | 213,842,000 |
| Total loans | 144,087,000 | 139,315,000 | 132,725,000 | 129,514,000 |
| Allowance for loan losses | 1,817,000 | 2,081,000 | 1,732,000 | 1,650,000 |
| Securities available for sale | 19,611,000 | 20,309,000 | 10,066,000 | 9,481,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 189,734,000 | 210,724,000 | 183,063,000 | 182,645,000 |
| Interest-bearing deposits | 150,561,000 | 160,621,000 | 139,493,000 | 137,866,000 |
| Noninterest-bearing deposits | 39,173,000 | 50,103,000 | 43,570,000 | 44,779,000 |
| Equity capital | 26,157,000 | 27,136,000 | 28,180,000 | 28,444,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 2,189,000 | 4,427,000 | 6,496,000 | 8,356,000 |
| Interest expense | 320,000 | 635,000 | 927,000 | 1,177,000 |
| Net interest income | 1,869,000 | 3,792,000 | 5,569,000 | 7,179,000 |
| Noninterest income | 116,000 | 102,000 | 221,000 | 416,000 |
| Noninterest expense | 1,318,000 | 2,674,000 | 3,958,000 | 5,164,000 |
| Provision for loan losses | 350,000 | 545,000 | 545,000 | 795,000 |
| Pretax income | 406,000 | 956,000 | 2,286,000 | 2,840,000 |
| Income tax | 147,000 | 382,000 | 745,000 | 1,003,000 |
| Net income | 259,000 | 574,000 | 1,541,000 | 1,837,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,808,000 | 27,124,000 | 28,091,000 | 28,386,000 |
| Total capital | 28,678,000 | 29,137,000 | 29,876,000 | 30,089,000 |
| Risk-weighted assets | 161,357,000 | 160,946,000 | 153,860,000 | 149,268,000 |