Call reports 2010
AMERICAN NATIONAL BANK — 2010
What AMERICAN NATIONAL BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 199,074,000 | 206,497,000 | 205,245,000 | 210,268,000 |
| Total loans | 140,311,000 | 141,734,000 | 140,954,000 | 144,071,000 |
| Allowance for loan losses | 1,810,000 | 1,810,000 | 1,799,000 | 1,940,000 |
| Securities available for sale | 13,361,000 | 9,786,000 | 8,314,000 | 21,835,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 170,939,000 | 177,430,000 | 176,507,000 | 181,460,000 |
| Interest-bearing deposits | 139,092,000 | 141,232,000 | 138,921,000 | 146,911,000 |
| Noninterest-bearing deposits | 31,847,000 | 36,199,000 | 37,587,000 | 34,548,000 |
| Equity capital | 25,663,000 | 26,109,000 | 26,360,000 | 26,283,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 2,232,000 | 4,488,000 | 6,744,000 | 9,036,000 |
| Interest expense | 409,000 | 817,000 | 1,179,000 | 1,531,000 |
| Net interest income | 1,823,000 | 3,671,000 | 5,565,000 | 7,505,000 |
| Noninterest income | 132,000 | 259,000 | 393,000 | 293,000 |
| Noninterest expense | 1,381,000 | 2,648,000 | 3,807,000 | 5,242,000 |
| Provision for loan losses | 150,000 | 640,000 | 1,265,000 | 1,465,000 |
| Pretax income | 424,000 | 902,000 | 1,413,000 | 1,646,000 |
| Income tax | 200,000 | 382,000 | 625,000 | 524,000 |
| Net income | 224,000 | 520,000 | 788,000 | 1,122,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,652,000 | 25,948,000 | 26,216,000 | 26,550,000 |
| Total capital | 27,527,000 | 27,811,000 | 28,068,000 | 28,508,000 |
| Risk-weighted assets | 155,601,000 | 158,298,000 | 157,901,000 | 156,627,000 |