Call reports 2009
AMERICAN NATIONAL BANK — 2009
What AMERICAN NATIONAL BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 182,923,000 | 181,359,000 | 180,652,000 | 180,393,000 |
| Total loans | 143,672,000 | 145,289,000 | 144,338,000 | 142,622,000 |
| Allowance for loan losses | 1,805,000 | 1,837,000 | 1,589,000 | 1,708,000 |
| Securities available for sale | 6,695,000 | 6,390,000 | 5,519,000 | 6,445,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 155,799,000 | 154,099,000 | 152,888,000 | 152,112,000 |
| Interest-bearing deposits | 129,647,000 | 128,222,000 | 124,468,000 | 124,290,000 |
| Noninterest-bearing deposits | 26,152,000 | 25,876,000 | 28,420,000 | 27,822,000 |
| Equity capital | 24,379,000 | 24,676,000 | 25,184,000 | 25,439,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 2,446,000 | 4,843,000 | 7,196,000 | 9,553,000 |
| Interest expense | 651,000 | 1,260,000 | 1,792,000 | 2,239,000 |
| Net interest income | 1,795,000 | 3,583,000 | 5,404,000 | 7,314,000 |
| Noninterest income | 121,000 | 165,000 | 289,000 | 475,000 |
| Noninterest expense | 1,177,000 | 2,508,000 | 3,698,000 | 4,911,000 |
| Provision for loan losses | 80,000 | 185,000 | 460,000 | 965,000 |
| Pretax income | 922,000 | 1,424,000 | 1,904,000 | 2,326,000 |
| Income tax | 371,000 | 564,000 | 644,000 | 760,000 |
| Net income | 551,000 | 860,000 | 1,260,000 | 1,566,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,413,000 | 24,722,000 | 25,122,000 | 25,428,000 |
| Total capital | 26,273,000 | 26,602,000 | 26,744,000 | 27,183,000 |
| Risk-weighted assets | 156,633,000 | 154,171,000 | 155,501,000 | 155,102,000 |