Call reports 2008
AMERICAN NATIONAL BANK — 2008
What AMERICAN NATIONAL BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 164,748,000 | 167,169,000 | 170,985,000 | 173,384,000 |
| Total loans | 130,522,000 | 135,458,000 | 140,411,000 | 144,514,000 |
| Allowance for loan losses | 1,543,000 | 1,669,000 | 1,688,000 | 1,738,000 |
| Securities available for sale | 13,267,000 | 12,610,000 | 12,633,000 | 13,231,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 138,284,000 | 139,952,000 | 144,453,000 | 145,702,000 |
| Interest-bearing deposits | 111,609,000 | 112,165,000 | 118,070,000 | 117,249,000 |
| Noninterest-bearing deposits | 26,675,000 | 27,787,000 | 26,383,000 | 28,453,000 |
| Equity capital | 22,459,000 | 22,534,000 | 23,130,000 | 24,140,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 2,612,000 | 5,048,000 | 7,542,000 | 10,089,000 |
| Interest expense | 1,013,000 | 1,741,000 | 2,449,000 | 3,188,000 |
| Net interest income | 1,599,000 | 3,307,000 | 5,093,000 | 6,901,000 |
| Noninterest income | 124,000 | 250,000 | 398,000 | 520,000 |
| Noninterest expense | 1,013,000 | 2,086,000 | 3,256,000 | 4,461,000 |
| Provision for loan losses | 10,000 | 35,000 | 50,000 | 105,000 |
| Pretax income | 700,000 | 1,436,000 | 2,258,000 | 2,928,000 |
| Income tax | 268,000 | 548,000 | 860,000 | 962,000 |
| Net income | 432,000 | 888,000 | 1,398,000 | 1,966,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,327,000 | 22,783,000 | 23,293,000 | 23,862,000 |
| Total capital | 24,012,000 | 24,499,000 | 25,028,000 | 25,647,000 |
| Risk-weighted assets | 141,707,000 | 145,133,000 | 151,719,000 | 155,014,000 |