Call reports 2007
AMERICAN NATIONAL BANK — 2007
What AMERICAN NATIONAL BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 160,874,000 | 169,468,000 | 158,094,000 | 173,442,000 |
| Total loans | 130,887,000 | 128,899,000 | 130,039,000 | 131,143,000 |
| Allowance for loan losses | 1,530,000 | 1,536,000 | 1,550,000 | 1,549,000 |
| Securities available for sale | 15,863,000 | 13,849,000 | 11,963,000 | 14,124,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 137,802,000 | 143,047,000 | 132,854,000 | 146,574,000 |
| Interest-bearing deposits | 108,480,000 | 109,520,000 | 105,217,000 | 119,253,000 |
| Noninterest-bearing deposits | 29,323,000 | 33,526,000 | 27,637,000 | 27,322,000 |
| Equity capital | 20,407,000 | 20,830,000 | 21,424,000 | 21,907,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 2,701,000 | 5,397,000 | 8,090,000 | 10,788,000 |
| Interest expense | 1,042,000 | 2,097,000 | 3,170,000 | 4,256,000 |
| Net interest income | 1,659,000 | 3,300,000 | 4,920,000 | 6,532,000 |
| Noninterest income | 113,000 | 200,000 | 329,000 | 466,000 |
| Noninterest expense | 1,015,000 | 2,029,000 | 2,987,000 | 4,052,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 757,000 | 1,471,000 | 2,262,000 | 2,946,000 |
| Income tax | 287,000 | 558,000 | 858,000 | 1,075,000 |
| Net income | 470,000 | 913,000 | 1,404,000 | 1,871,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,495,000 | 20,938,000 | 21,428,000 | 21,896,000 |
| Total capital | 22,181,000 | 22,624,000 | 23,115,000 | 23,583,000 |
| Risk-weighted assets | 141,686,000 | 140,613,000 | 140,365,000 | 143,074,000 |