Call reports 2006
AMERICAN NATIONAL BANK — 2006
What AMERICAN NATIONAL BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 180,873,000 | 177,088,000 | 164,769,000 | 196,861,000 |
| Total loans | 139,728,000 | 132,487,000 | 133,115,000 | 132,956,000 |
| Allowance for loan losses | 1,583,000 | 1,683,000 | 1,684,000 | 1,685,000 |
| Securities available for sale | 15,688,000 | 18,483,000 | 18,771,000 | 17,810,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 158,863,000 | 155,239,000 | 140,795,000 | 173,805,000 |
| Interest-bearing deposits | 125,311,000 | 125,234,000 | 114,231,000 | 143,323,000 |
| Noninterest-bearing deposits | 33,552,000 | 30,005,000 | 26,564,000 | 30,482,000 |
| Equity capital | 18,085,000 | 18,481,000 | 19,303,000 | 19,942,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 2,942,000 | 5,841,000 | 8,632,000 | 11,455,000 |
| Interest expense | 780,000 | 1,699,000 | 2,682,000 | 3,771,000 |
| Net interest income | 2,162,000 | 4,142,000 | 5,950,000 | 7,684,000 |
| Noninterest income | 126,000 | 248,000 | 403,000 | 538,000 |
| Noninterest expense | 1,087,000 | 2,138,000 | 3,236,000 | 4,143,000 |
| Provision for loan losses | 175,000 | 275,000 | 275,000 | 275,000 |
| Pretax income | 1,026,000 | 1,977,000 | 2,842,000 | 3,804,000 |
| Income tax | 438,000 | 854,000 | 1,184,000 | 1,504,000 |
| Net income | 588,000 | 1,123,000 | 1,658,000 | 2,300,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,354,000 | 18,927,000 | 19,462,000 | 20,024,000 |
| Total capital | 19,937,000 | 20,610,000 | 21,146,000 | 21,709,000 |
| Risk-weighted assets | 152,095,000 | 145,368,000 | 143,083,000 | 150,392,000 |