Call reports 2004
AMERICAN NATIONAL BANK — 2004
What AMERICAN NATIONAL BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 135,109,000 | 142,195,000 | 145,453,000 | 151,736,000 |
| Total loans | 117,030,000 | 113,052,000 | 116,589,000 | 123,302,000 |
| Allowance for loan losses | 1,121,000 | 1,122,000 | 2,016,000 | 1,124,000 |
| Securities available for sale | 4,023,000 | 3,933,000 | 9,985,000 | 12,904,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 120,662,000 | 127,478,000 | 131,175,000 | 136,401,000 |
| Interest-bearing deposits | 96,242,000 | 103,012,000 | 105,975,000 | 108,671,000 |
| Noninterest-bearing deposits | 24,420,000 | 24,465,000 | 25,201,000 | 27,730,000 |
| Equity capital | 12,142,000 | 12,632,000 | 12,023,000 | 12,411,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 2,068,000 | 4,209,000 | 6,277,000 | 8,465,000 |
| Interest expense | 380,000 | 749,000 | 1,150,000 | 1,586,000 |
| Net interest income | 1,688,000 | 3,460,000 | 5,127,000 | 6,879,000 |
| Noninterest income | 169,000 | 326,000 | 467,000 | 612,000 |
| Noninterest expense | 960,000 | 1,953,000 | 2,959,000 | 3,666,000 |
| Provision for loan losses | 0 | 0 | 894,000 | 1,996,000 |
| Pretax income | 897,000 | 1,833,000 | 1,741,000 | 1,829,000 |
| Income tax | 340,000 | 696,000 | 1,002,000 | 659,000 |
| Net income | 557,000 | 1,137,000 | 739,000 | 1,170,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,102,000 | 12,683,000 | 12,021,000 | 12,452,000 |
| Total capital | 13,223,000 | 13,805,000 | 13,550,000 | 13,576,000 |
| Risk-weighted assets | 118,382,000 | 117,400,000 | 121,876,000 | 128,192,000 |