Call reports 2003
AMERICAN NATIONAL BANK — 2003
What AMERICAN NATIONAL BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 127,399,000 | 132,764,000 | 136,859,000 | 143,511,000 |
| Total loans | 111,877,000 | 110,235,000 | 114,908,000 | 120,530,000 |
| Allowance for loan losses | 1,098,000 | 1,114,000 | 1,116,000 | 1,117,000 |
| Securities available for sale | 2,019,000 | 2,018,000 | 3,995,000 | 6,983,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 115,553,000 | 120,806,000 | 123,868,000 | 129,543,000 |
| Interest-bearing deposits | 92,683,000 | 100,254,000 | 102,699,000 | 107,321,000 |
| Noninterest-bearing deposits | 22,869,000 | 20,552,000 | 21,168,000 | 22,221,000 |
| Equity capital | 10,523,000 | 11,030,000 | 11,138,000 | 11,831,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 2,014,000 | 4,072,000 | 6,155,000 | 8,367,000 |
| Interest expense | 477,000 | 955,000 | 1,380,000 | 1,800,000 |
| Net interest income | 1,537,000 | 3,117,000 | 4,775,000 | 6,567,000 |
| Noninterest income | 146,000 | 298,000 | 462,000 | 619,000 |
| Noninterest expense | 939,000 | 1,829,000 | 2,780,000 | 3,970,000 |
| Provision for loan losses | 60,000 | 75,000 | 75,000 | 75,000 |
| Pretax income | 684,000 | 1,511,000 | 2,382,000 | 3,141,000 |
| Income tax | 282,000 | 602,000 | 934,000 | 1,000,000 |
| Net income | 402,000 | 909,000 | 1,448,000 | 2,141,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,506,000 | 11,014,000 | 11,132,000 | 11,824,000 |
| Total capital | 11,604,000 | 12,128,000 | 12,248,000 | 12,941,000 |
| Risk-weighted assets | 110,794,000 | 110,863,000 | 115,272,000 | 122,683,000 |