Call reports 2002
AMERICAN NATIONAL BANK — 2002
What AMERICAN NATIONAL BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 107,693,000 | 110,340,000 | 114,996,000 | 116,066,000 |
| Total loans | 84,262,000 | 94,176,000 | 99,693,000 | 105,766,000 |
| Allowance for loan losses | 935,000 | 936,000 | 977,000 | 1,037,000 |
| Securities available for sale | 2,006,000 | 994,000 | 2,032,000 | 2,003,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 97,792,000 | 100,065,000 | 104,150,000 | 104,698,000 |
| Interest-bearing deposits | 77,718,000 | 81,492,000 | 85,811,000 | 85,053,000 |
| Noninterest-bearing deposits | 20,074,000 | 18,572,000 | 18,339,000 | 19,645,000 |
| Equity capital | 9,027,000 | 9,457,000 | 9,908,000 | 10,270,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 1,761,000 | 3,710,000 | 5,721,000 | 7,822,000 |
| Interest expense | 527,000 | 1,059,000 | 1,600,000 | 2,121,000 |
| Net interest income | 1,234,000 | 2,651,000 | 4,121,000 | 5,701,000 |
| Noninterest income | 145,000 | 296,000 | 451,000 | 636,000 |
| Noninterest expense | 867,000 | 1,767,000 | 2,682,000 | 3,704,000 |
| Provision for loan losses | 0 | 0 | 40,000 | 100,000 |
| Pretax income | 512,000 | 1,180,000 | 1,850,000 | 2,582,000 |
| Income tax | 194,000 | 444,000 | 699,000 | 1,001,000 |
| Net income | 318,000 | 736,000 | 1,151,000 | 1,581,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,019,000 | 9,437,000 | 9,852,000 | 10,270,000 |
| Total capital | 9,954,000 | 10,373,000 | 10,829,000 | 11,307,000 |
| Risk-weighted assets | 85,205,000 | 92,214,000 | 97,036,000 | 103,840,000 |