Call reports 2001
AMERICAN NATIONAL BANK — 2001
What AMERICAN NATIONAL BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 97,794,000 | 99,735,000 | 100,986,000 | 100,475,000 |
| Total loans | 75,868,000 | 81,597,000 | 84,582,000 | 90,423,000 |
| Allowance for loan losses | 960,000 | 1,007,000 | 1,053,000 | 933,000 |
| Securities available for sale | 2,507,000 | 3,001,000 | 2,020,000 | 2,019,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 89,434,000 | 91,228,000 | 92,157,000 | 88,613,000 |
| Interest-bearing deposits | 70,173,000 | 72,538,000 | 73,266,000 | 70,735,000 |
| Noninterest-bearing deposits | 19,261,000 | 18,690,000 | 18,891,000 | 17,879,000 |
| Equity capital | 7,670,000 | 7,935,000 | 8,214,000 | 8,721,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,892,000 | 3,861,000 | 5,821,000 | 7,778,000 |
| Interest expense | 874,000 | 1,695,000 | 2,424,000 | 3,023,000 |
| Net interest income | 1,018,000 | 2,166,000 | 3,397,000 | 4,755,000 |
| Noninterest income | 201,000 | 365,000 | 572,000 | 747,000 |
| Noninterest expense | 794,000 | 1,598,000 | 2,458,000 | 3,408,000 |
| Provision for loan losses | 31,000 | 76,000 | 121,000 | 0 |
| Pretax income | 395,000 | 861,000 | 1,394,000 | 2,098,000 |
| Income tax | 150,000 | 343,000 | 563,000 | 751,000 |
| Net income | 245,000 | 518,000 | 831,000 | 1,347,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,660,000 | 7,931,000 | 8,192,000 | 8,708,000 |
| Total capital | 8,618,000 | 8,936,000 | 9,229,000 | 9,641,000 |
| Risk-weighted assets | 76,611,000 | 80,364,000 | 82,909,000 | 87,176,000 |