Call reports 2017
NORTH AMERICAN STATE BANK — 2017
What NORTH AMERICAN STATE BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 97,764,000 | 100,569,000 | 103,581,000 | 99,339,000 |
| Total loans | 62,666,000 | 63,082,000 | 65,353,000 | 65,198,000 |
| Allowance for loan losses | 1,531,000 | 1,535,000 | 1,628,000 | 1,479,000 |
| Securities available for sale | 8,975,000 | 8,856,000 | 11,795,000 | 15,608,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 81,894,000 | 84,546,000 | 87,314,000 | 84,984,000 |
| Interest-bearing deposits | 62,796,000 | 65,264,000 | 64,722,000 | 64,767,000 |
| Noninterest-bearing deposits | 19,098,000 | 19,282,000 | 22,592,000 | 20,217,000 |
| Equity capital | 11,699,000 | 11,839,000 | 12,050,000 | 12,149,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 880,000 | 1,774,000 | 2,888,000 | 3,874,000 |
| Interest expense | 107,000 | 221,000 | 341,000 | 463,000 |
| Net interest income | 773,000 | 1,553,000 | 2,547,000 | 3,411,000 |
| Noninterest income | 57,000 | 116,000 | 196,000 | 249,000 |
| Noninterest expense | 724,000 | 1,476,000 | 2,234,000 | 3,028,000 |
| Provision for loan losses | 0 | 0 | 0 | -261,000 |
| Pretax income | 106,000 | 193,000 | 509,000 | 893,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 106,000 | 193,000 | 509,000 | 893,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,588,000 | 11,675,000 | 11,898,000 | 12,133,000 |
| Total capital | 12,454,000 | 12,536,000 | 12,795,000 | 13,020,000 |
| Risk-weighted assets | 68,609,000 | 68,223,000 | 71,022,000 | 70,338,000 |