Call reports 2014
NORTH AMERICAN STATE BANK — 2014
What NORTH AMERICAN STATE BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 103,687,000 | 102,419,000 | 105,475,000 | 108,042,000 |
| Total loans | 59,287,000 | 63,950,000 | 64,788,000 | 67,001,000 |
| Allowance for loan losses | 1,345,000 | 1,472,000 | 1,562,000 | 1,593,000 |
| Securities available for sale | 25,623,000 | 25,605,000 | 25,332,000 | 21,557,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 88,184,000 | 88,719,000 | 91,282,000 | 93,054,000 |
| Interest-bearing deposits | 72,290,000 | 72,452,000 | 73,561,000 | 72,753,000 |
| Noninterest-bearing deposits | 15,894,000 | 16,267,000 | 17,721,000 | 20,301,000 |
| Equity capital | 8,703,000 | 9,370,000 | 9,840,000 | 10,630,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 927,000 | 1,963,000 | 3,044,000 | 4,101,000 |
| Interest expense | 131,000 | 260,000 | 386,000 | 507,000 |
| Net interest income | 796,000 | 1,703,000 | 2,658,000 | 3,594,000 |
| Noninterest income | 56,000 | 236,000 | 471,000 | 758,000 |
| Noninterest expense | 850,000 | 1,642,000 | 2,413,000 | 3,199,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 2,000 | 297,000 | 716,000 | 1,001,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 2,000 | 297,000 | 716,000 | 1,001,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,685,000 | 9,979,000 | 10,399,000 | 10,684,000 |
| Total capital | 10,572,000 | 10,946,000 | 11,376,000 | 11,669,000 |
| Risk-weighted assets | 70,464,000 | 76,869,000 | 77,558,000 | 78,179,000 |