Call reports 2013
NORTH AMERICAN STATE BANK — 2013
What NORTH AMERICAN STATE BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 105,862,000 | 101,909,000 | 104,368,000 | 108,385,000 |
| Total loans | 54,251,000 | 57,067,000 | 56,489,000 | 59,713,000 |
| Allowance for loan losses | 1,649,000 | 1,589,000 | 1,491,000 | 1,367,000 |
| Securities available for sale | 29,760,000 | 28,174,000 | 27,075,000 | 26,525,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 90,506,000 | 87,930,000 | 88,911,000 | 93,133,000 |
| Interest-bearing deposits | 74,915,000 | 74,094,000 | 73,633,000 | 74,781,000 |
| Noninterest-bearing deposits | 15,591,000 | 13,836,000 | 15,278,000 | 18,352,000 |
| Equity capital | 9,906,000 | 8,861,000 | 8,381,000 | 8,225,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,005,000 | 1,979,000 | 2,944,000 | 3,864,000 |
| Interest expense | 157,000 | 303,000 | 447,000 | 587,000 |
| Net interest income | 848,000 | 1,676,000 | 2,497,000 | 3,277,000 |
| Noninterest income | 69,000 | 142,000 | 267,000 | 343,000 |
| Noninterest expense | 888,000 | 1,774,000 | 2,646,000 | 3,499,000 |
| Provision for loan losses | 0 | 0 | -90,000 | -180,000 |
| Pretax income | 29,000 | 44,000 | 208,000 | 301,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 29,000 | 44,000 | 208,000 | 301,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,411,000 | 9,426,000 | 9,590,000 | 9,683,000 |
| Total capital | 10,245,000 | 10,292,000 | 10,459,000 | 10,572,000 |
| Risk-weighted assets | 65,915,000 | 68,518,000 | 68,873,000 | 70,619,000 |