Call reports 2012
NORTH AMERICAN STATE BANK — 2012
What NORTH AMERICAN STATE BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 104,290,000 | 101,697,000 | 106,041,000 | 107,508,000 |
| Total loans | 52,681,000 | 53,018,000 | 51,874,000 | 52,868,000 |
| Allowance for loan losses | 1,728,000 | 1,733,000 | 1,645,000 | 1,645,000 |
| Securities available for sale | 22,367,000 | 21,419,000 | 20,462,000 | 21,237,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 87,691,000 | 85,514,000 | 90,121,000 | 92,019,000 |
| Interest-bearing deposits | 72,719,000 | 72,398,000 | 75,704,000 | 76,239,000 |
| Noninterest-bearing deposits | 14,972,000 | 13,116,000 | 14,416,000 | 15,780,000 |
| Equity capital | 10,748,000 | 10,880,000 | 10,723,000 | 9,994,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 926,000 | 1,817,000 | 2,697,000 | 3,643,000 |
| Interest expense | 206,000 | 398,000 | 584,000 | 766,000 |
| Net interest income | 720,000 | 1,419,000 | 2,113,000 | 2,877,000 |
| Noninterest income | 62,000 | 176,000 | 253,000 | 295,000 |
| Noninterest expense | 928,000 | 1,739,000 | 2,713,000 | 4,178,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | -146,000 | -144,000 | -347,000 | -896,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -146,000 | -144,000 | -347,000 | -896,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,131,000 | 10,133,000 | 9,930,000 | 9,382,000 |
| Total capital | 10,959,000 | 10,963,000 | 10,745,000 | 10,181,000 |
| Risk-weighted assets | 65,351,000 | 65,466,000 | 64,337,000 | 63,095,000 |