Call reports 2011
NORTH AMERICAN STATE BANK — 2011
What NORTH AMERICAN STATE BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 104,293,000 | 105,485,000 | 107,565,000 | 105,165,000 |
| Total loans | 57,579,000 | 52,364,000 | 51,915,000 | 53,042,000 |
| Allowance for loan losses | 1,904,000 | 1,865,000 | 1,831,000 | 1,747,000 |
| Securities available for sale | 18,845,000 | 22,955,000 | 23,219,000 | 25,330,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 84,092,000 | 85,510,000 | 87,256,000 | 87,884,000 |
| Interest-bearing deposits | 71,505,000 | 71,513,000 | 74,296,000 | 73,816,000 |
| Noninterest-bearing deposits | 12,587,000 | 13,997,000 | 12,960,000 | 14,068,000 |
| Equity capital | 10,295,000 | 10,763,000 | 11,128,000 | 10,926,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,351,000 | 2,565,000 | 3,554,000 | 4,561,000 |
| Interest expense | 261,000 | 510,000 | 752,000 | 988,000 |
| Net interest income | 1,090,000 | 2,055,000 | 2,802,000 | 3,573,000 |
| Noninterest income | 110,000 | 205,000 | 349,000 | 422,000 |
| Noninterest expense | 1,112,000 | 2,071,000 | 2,916,000 | 3,807,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 93,000 | 194,000 | 240,000 | 193,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 93,000 | 194,000 | 240,000 | 193,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,177,000 | 10,278,000 | 10,324,000 | 10,277,000 |
| Total capital | 11,082,000 | 11,128,000 | 11,169,000 | 11,118,000 |
| Risk-weighted assets | 71,417,000 | 67,016,000 | 66,631,000 | 66,350,000 |