Call reports 2002

NORTH AMERICAN STATE BANK — 2002

Name: NORTH AMERICAN STATE BANK — FFIEC call report 2002
Creator: NORTH AMERICAN STATE BANK

What NORTH AMERICAN STATE BANK reported to the FFIEC in 2002, quarter by quarter.

PERIOD: 2002SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/e6e3efcf-f8c0-431c-980c-c04591f4ee1a/2002

Balance sheet

What the bank holds and owes at quarter end

Measure	2002Q1	2002Q2	2002Q3	2002Q4
Total assets	78,359,000	80,577,000	83,659,000	83,377,000
Total loans	49,644,000	53,150,000	54,968,000	53,595,000
Allowance for loan losses	763,000	739,000	752,000	829,000
Securities available for sale	21,309,000	21,153,000	22,820,000	22,252,000
Securities held to maturity	0	0	0	0
Trading assets	0	0	0	0
Total deposits	56,532,000	58,293,000	60,889,000	60,445,000
Interest-bearing deposits	50,035,000	52,085,000	53,562,000	52,867,000
Noninterest-bearing deposits	6,497,000	6,208,000	7,327,000	7,578,000
Equity capital	9,315,000	9,924,000	10,390,000	10,765,000

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

Measure	2002Q1	2002Q2	2002Q3	2002Q4
Interest income	1,430,000	2,870,000	4,360,000	6,003,000
Interest expense	615,000	1,199,000	1,774,000	2,316,000
Net interest income	815,000	1,671,000	2,586,000	3,687,000
Noninterest income	59,000	135,000	225,000	337,000
Noninterest expense	501,000	1,039,000	1,588,000	2,179,000
Provision for loan losses	97,000	152,000	282,000	397,000
Pretax income	277,000	616,000	942,000	1,449,000
Income tax	-2,000	-2,000	-2,000	-2,000
Net income	279,000	618,000	944,000	1,451,000

Basel measures — not reported for every quarter

Measure	2002Q1	2002Q2	2002Q3	2002Q4
Tier 1 capital	9,069,000	9,283,000	9,455,000	9,854,000
Total capital	9,821,000	10,022,000	10,207,000	10,606,000
Risk-weighted assets	60,164,000	59,193,000	60,858,000	60,078,000