Call reports 2001
NORTH AMERICAN STATE BANK — 2001
What NORTH AMERICAN STATE BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 74,867,000 | 77,624,000 | 78,519,000 | 80,022,000 |
| Total loans | 45,407,000 | 46,961,000 | 47,857,000 | 48,982,000 |
| Allowance for loan losses | 581,000 | 602,000 | 780,000 | 653,000 |
| Securities available for sale | 23,333,000 | 23,023,000 | 23,268,000 | 22,909,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 52,764,000 | 55,724,000 | 56,177,000 | 58,068,000 |
| Interest-bearing deposits | 47,635,000 | 49,501,000 | 49,507,000 | 50,283,000 |
| Noninterest-bearing deposits | 5,129,000 | 6,223,000 | 6,670,000 | 7,785,000 |
| Equity capital | 9,182,000 | 8,969,000 | 9,502,000 | 9,389,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,447,000 | 2,935,000 | 4,482,000 | 5,973,000 |
| Interest expense | 768,000 | 1,554,000 | 2,305,000 | 2,991,000 |
| Net interest income | 679,000 | 1,381,000 | 2,177,000 | 2,982,000 |
| Noninterest income | 78,000 | 172,000 | 280,000 | 459,000 |
| Noninterest expense | 517,000 | 1,101,000 | 1,640,000 | 2,191,000 |
| Provision for loan losses | 55,000 | 70,000 | 215,000 | 268,000 |
| Pretax income | 185,000 | 392,000 | 612,000 | 992,000 |
| Income tax | 17,000 | 37,000 | 17,000 | 17,000 |
| Net income | 168,000 | 355,000 | 595,000 | 975,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,939,000 | 8,730,000 | 8,885,000 | 9,149,000 |
| Total capital | 9,520,000 | 9,332,000 | 9,581,000 | 9,802,000 |
| Risk-weighted assets | 53,890,000 | 53,640,000 | 55,608,000 | 56,935,000 |