Call reports 2005
SECURITY BANK — 2005
What SECURITY BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 132,434,000 | 143,501,000 | 144,905,000 | 138,581,000 |
| Total loans | 110,825,000 | 113,155,000 | 118,941,000 | 116,409,000 |
| Allowance for loan losses | 1,013,000 | 978,000 | 1,057,000 | 780,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 1,918,000 | 1,743,000 | 1,802,000 | 2,153,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 118,919,000 | 129,719,000 | 127,191,000 | 122,173,000 |
| Interest-bearing deposits | 91,992,000 | 107,876,000 | 101,122,000 | 102,317,000 |
| Noninterest-bearing deposits | 26,927,000 | 21,843,000 | 26,069,000 | 19,856,000 |
| Equity capital | 12,549,000 | 12,771,000 | 13,867,000 | 11,870,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 1,925,000 | 3,960,000 | 6,153,000 | 8,412,000 |
| Interest expense | 522,000 | 1,212,000 | 2,007,000 | 2,871,000 |
| Net interest income | 1,403,000 | 2,748,000 | 4,146,000 | 5,541,000 |
| Noninterest income | 672,000 | 1,393,000 | 3,660,000 | 4,447,000 |
| Noninterest expense | 2,002,000 | 3,837,000 | 5,639,000 | 7,536,000 |
| Provision for loan losses | 10,000 | 10,000 | 210,000 | 1,275,000 |
| Pretax income | 63,000 | 294,000 | 1,957,000 | 1,177,000 |
| Income tax | 2,000 | 11,000 | 78,000 | 45,000 |
| Net income | 61,000 | 283,000 | 1,879,000 | 1,132,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,549,000 | 12,771,000 | 13,867,000 | 11,870,000 |
| Total capital | 13,562,000 | 13,749,000 | 14,924,000 | 12,650,000 |
| Risk-weighted assets | 115,538,000 | 121,395,000 | 125,655,000 | 122,880,000 |