Call reports 2003
SECURITY BANK — 2003
What SECURITY BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 143,071,000 | 141,803,000 | 139,800,000 | 131,411,000 |
| Total loans | 112,042,000 | 108,244,000 | 104,195,000 | 99,455,000 |
| Allowance for loan losses | 1,030,000 | 999,000 | 1,018,000 | 958,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 3,650,000 | 3,264,000 | 2,943,000 | 2,633,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 130,433,000 | 128,410,000 | 125,466,000 | 116,543,000 |
| Interest-bearing deposits | 102,725,000 | 102,460,000 | 97,180,000 | 94,503,000 |
| Noninterest-bearing deposits | 27,708,000 | 25,950,000 | 28,286,000 | 22,040,000 |
| Equity capital | 11,654,000 | 12,367,000 | 13,292,000 | 13,763,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 2,271,000 | 4,542,000 | 6,608,000 | 8,625,000 |
| Interest expense | 714,000 | 1,390,000 | 1,970,000 | 2,468,000 |
| Net interest income | 1,557,000 | 3,152,000 | 4,638,000 | 6,157,000 |
| Noninterest income | 1,711,000 | 3,378,000 | 5,661,000 | 6,700,000 |
| Noninterest expense | 2,396,000 | 4,728,000 | 7,455,000 | 9,518,000 |
| Provision for loan losses | 150,000 | 150,000 | 250,000 | 250,000 |
| Pretax income | 722,000 | 1,652,000 | 2,594,000 | 3,089,000 |
| Income tax | 48,000 | 116,000 | 132,000 | 156,000 |
| Net income | 674,000 | 1,536,000 | 2,462,000 | 2,933,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,654,000 | 11,923,000 | 13,117,000 | 13,763,000 |
| Total capital | 12,684,000 | 12,922,000 | 14,135,000 | 14,721,000 |
| Risk-weighted assets | 115,770,000 | 114,891,000 | 111,153,000 | 107,013,000 |