Call reports 2022
MIDDLESEX FEDERAL SAVINGS, F.A. — 2022
What MIDDLESEX FEDERAL SAVINGS, F.A. reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 547,172,000 | 571,392,000 | 584,526,000 | 606,558,000 |
| Total loans | 395,154,000 | 414,157,000 | 455,748,000 | 471,000,000 |
| Allowance for loan losses | 4,595,000 | 4,672,000 | 5,108,000 | 5,559,000 |
| Securities available for sale | 70,873,000 | 78,656,000 | 72,399,000 | 71,737,000 |
| Securities held to maturity | 27,640,000 | 27,334,000 | 26,233,000 | 26,060,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 500,987,000 | 526,784,000 | 542,051,000 | 561,542,000 |
| Interest-bearing deposits | 266,714,000 | 260,515,000 | 243,192,000 | 229,123,000 |
| Noninterest-bearing deposits | 234,273,000 | 266,269,000 | 298,859,000 | 332,419,000 |
| Equity capital | 39,709,000 | 38,000,000 | 35,160,000 | 38,163,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 4,305,000 | 8,903,000 | 14,064,000 | 19,810,000 |
| Interest expense | 349,000 | 745,000 | 1,182,000 | 1,796,000 |
| Net interest income | 3,956,000 | 8,158,000 | 12,882,000 | 18,014,000 |
| Noninterest income | 345,000 | 759,000 | 1,108,000 | 1,595,000 |
| Noninterest expense | 3,825,000 | 7,616,000 | 11,441,000 | 15,724,000 |
| Provision for loan losses | 0 | 75,000 | 510,000 | 935,000 |
| Pretax income | 1,012,000 | 1,509,000 | 2,041,000 | 2,994,000 |
| Income tax | 258,000 | 369,000 | 486,000 | 722,000 |
| Net income | 754,000 | 1,140,000 | 1,555,000 | 2,272,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 49,058,000 | 49,445,000 | 49,860,000 | 50,577,000 |
| Total capital | 53,334,000 | 53,957,000 | 54,878,000 | 55,773,000 |
| Risk-weighted assets | 341,770,000 | 360,852,000 | 401,413,000 | 415,390,000 |