Call reports 2019
MIDDLESEX FEDERAL SAVINGS, F.A. — 2019
What MIDDLESEX FEDERAL SAVINGS, F.A. reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 418,546,000 | 420,725,000 | 426,095,000 | 446,523,000 |
| Total loans | 334,174,000 | 340,989,000 | 345,383,000 | 367,742,000 |
| Allowance for loan losses | 4,324,000 | 4,327,000 | 4,329,000 | 4,330,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 32,173,000 | 30,814,000 | 33,834,000 | 35,363,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 305,989,000 | 315,164,000 | 332,983,000 | 319,334,000 |
| Interest-bearing deposits | 289,057,000 | 298,437,000 | 309,828,000 | 294,411,000 |
| Noninterest-bearing deposits | 16,932,000 | 16,727,000 | 23,155,000 | 24,923,000 |
| Equity capital | 38,955,000 | 39,130,000 | 39,262,000 | 39,019,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 4,437,000 | 8,912,000 | 13,375,000 | 17,989,000 |
| Interest expense | 1,650,000 | 3,383,000 | 5,062,000 | 6,653,000 |
| Net interest income | 2,787,000 | 5,529,000 | 8,313,000 | 11,336,000 |
| Noninterest income | 171,000 | 347,000 | 555,000 | 779,000 |
| Noninterest expense | 2,830,000 | 5,590,000 | 8,403,000 | 11,288,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 763,000 | 1,174,000 | 1,314,000 | 1,710,000 |
| Income tax | 156,000 | 241,000 | 249,000 | 343,000 |
| Net income | 607,000 | 933,000 | 1,065,000 | 1,367,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 42,243,000 | 42,418,000 | 42,755,000 | 43,074,000 |
| Total capital | 46,323,000 | 46,207,000 | 46,629,000 | 47,212,000 |
| Risk-weighted assets | 326,233,000 | 302,653,000 | 309,481,000 | 330,856,000 |