Call reports 2018
MIDDLESEX FEDERAL SAVINGS, F.A. — 2018
What MIDDLESEX FEDERAL SAVINGS, F.A. reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 410,948,000 | 405,717,000 | 408,008,000 | 412,488,000 |
| Total loans | 328,688,000 | 323,013,000 | 324,635,000 | 334,354,000 |
| Allowance for loan losses | 4,284,000 | 4,286,000 | 4,321,000 | 4,323,000 |
| Securities available for sale | 10,192,000 | 10,196,000 | 10,147,000 | 9,419,000 |
| Securities held to maturity | 39,782,000 | 38,142,000 | 36,645,000 | 35,378,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 278,461,000 | 271,459,000 | 284,253,000 | 284,790,000 |
| Interest-bearing deposits | 265,580,000 | 258,008,000 | 268,545,000 | 269,048,000 |
| Noninterest-bearing deposits | 12,881,000 | 13,451,000 | 15,708,000 | 15,742,000 |
| Equity capital | 37,700,000 | 38,137,000 | 38,418,000 | 38,215,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 4,075,000 | 8,184,000 | 12,367,000 | 16,718,000 |
| Interest expense | 1,059,000 | 2,213,000 | 3,542,000 | 5,050,000 |
| Net interest income | 3,016,000 | 5,971,000 | 8,825,000 | 11,668,000 |
| Noninterest income | 148,000 | 338,000 | 557,000 | 728,000 |
| Noninterest expense | 2,739,000 | 5,327,000 | 8,015,000 | 10,532,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 425,000 | 982,000 | 1,367,000 | 1,864,000 |
| Income tax | 89,000 | 214,000 | 289,000 | 395,000 |
| Net income | 336,000 | 768,000 | 1,078,000 | 1,469,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 41,006,000 | 41,443,000 | 41,724,000 | 41,503,000 |
| Total capital | 44,764,000 | 45,111,000 | 45,432,000 | 45,182,000 |
| Risk-weighted assets | 300,188,000 | 292,869,000 | 296,072,000 | 293,695,000 |