Call reports 2017
MIDDLESEX FEDERAL SAVINGS, F.A. — 2017
What MIDDLESEX FEDERAL SAVINGS, F.A. reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 384,458,000 | 395,785,000 | 398,786,000 | 406,181,000 |
| Total loans | 302,197,000 | 315,204,000 | 316,997,000 | 326,215,000 |
| Allowance for loan losses | 4,240,000 | 4,242,000 | 4,254,000 | 4,254,000 |
| Securities available for sale | 10,766,000 | 10,868,000 | 10,753,000 | 10,482,000 |
| Securities held to maturity | 36,131,000 | 36,323,000 | 38,809,000 | 37,355,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 284,534,000 | 280,283,000 | 280,381,000 | 278,128,000 |
| Interest-bearing deposits | 272,713,000 | 268,724,000 | 267,391,000 | 264,376,000 |
| Noninterest-bearing deposits | 11,821,000 | 11,559,000 | 12,990,000 | 13,752,000 |
| Equity capital | 39,111,000 | 39,483,000 | 39,791,000 | 37,544,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 3,443,000 | 7,010,000 | 10,751,000 | 14,602,000 |
| Interest expense | 790,000 | 1,636,000 | 2,555,000 | 3,532,000 |
| Net interest income | 2,653,000 | 5,374,000 | 8,196,000 | 11,070,000 |
| Noninterest income | 198,000 | 371,000 | 569,000 | 720,000 |
| Noninterest expense | 2,428,000 | 4,854,000 | 7,293,000 | 9,746,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 423,000 | 891,000 | 1,472,000 | 2,044,000 |
| Income tax | 135,000 | 288,000 | 486,000 | 2,803,000 |
| Net income | 288,000 | 603,000 | 986,000 | -759,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 40,123,000 | 40,220,000 | 40,676,000 | 40,850,000 |
| Total capital | 43,953,000 | 43,885,000 | 44,686,000 | 44,648,000 |
| Risk-weighted assets | 298,602,000 | 281,515,000 | 313,657,000 | 303,229,000 |