Call reports 2016
MIDDLESEX FEDERAL SAVINGS, F.A. — 2016
What MIDDLESEX FEDERAL SAVINGS, F.A. reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 374,814,000 | 371,933,000 | 375,905,000 | 376,836,000 |
| Total loans | 278,690,000 | 281,846,000 | 285,447,000 | 294,530,000 |
| Allowance for loan losses | 4,211,000 | 4,233,000 | 4,235,000 | 4,237,000 |
| Securities available for sale | 10,017,000 | 10,054,000 | 10,381,000 | 10,957,000 |
| Securities held to maturity | 46,944,000 | 40,872,000 | 37,788,000 | 35,550,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 289,231,000 | 293,072,000 | 287,846,000 | 289,973,000 |
| Interest-bearing deposits | 279,268,000 | 282,735,000 | 277,620,000 | 278,344,000 |
| Noninterest-bearing deposits | 9,963,000 | 10,337,000 | 10,226,000 | 11,629,000 |
| Equity capital | 37,564,000 | 37,841,000 | 38,318,000 | 38,947,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 3,231,000 | 6,489,000 | 9,765,000 | 13,058,000 |
| Interest expense | 808,000 | 1,643,000 | 2,484,000 | 3,287,000 |
| Net interest income | 2,423,000 | 4,846,000 | 7,281,000 | 9,771,000 |
| Noninterest income | 137,000 | 312,000 | 541,000 | 692,000 |
| Noninterest expense | 2,348,000 | 4,621,000 | 6,906,000 | 9,195,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 212,000 | 581,000 | 975,000 | 1,327,000 |
| Income tax | 49,000 | 166,000 | 297,000 | 403,000 |
| Net income | 163,000 | 415,000 | 678,000 | 924,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 38,529,000 | 38,806,000 | 39,283,000 | 39,636,000 |
| Total capital | 41,869,000 | 42,210,000 | 42,739,000 | 43,439,000 |
| Risk-weighted assets | 265,337,000 | 270,500,000 | 274,770,000 | 288,890,000 |