Call reports 2014
MIDDLESEX FEDERAL SAVINGS, F.A. — 2014
What MIDDLESEX FEDERAL SAVINGS, F.A. reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 334,947,000 | 337,756,000 | 340,282,000 | 340,333,000 |
| Total loans | 227,853,000 | 232,857,000 | 238,388,000 | 238,110,000 |
| Allowance for loan losses | 4,100,000 | 4,117,000 | 4,137,000 | 4,167,000 |
| Securities available for sale | 10,840,000 | 11,068,000 | 10,961,000 | 11,491,000 |
| Securities held to maturity | 66,216,000 | 66,646,000 | 63,341,000 | 59,350,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 246,760,000 | 239,702,000 | 243,882,000 | 240,289,000 |
| Interest-bearing deposits | 240,232,000 | 233,785,000 | 237,403,000 | 233,420,000 |
| Noninterest-bearing deposits | 6,528,000 | 5,917,000 | 6,479,000 | 6,869,000 |
| Equity capital | 37,854,000 | 38,807,000 | 38,911,000 | 39,458,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 2,755,000 | 5,536,000 | 8,379,000 | 11,223,000 |
| Interest expense | 640,000 | 1,254,000 | 1,858,000 | 2,464,000 |
| Net interest income | 2,115,000 | 4,282,000 | 6,521,000 | 8,759,000 |
| Noninterest income | 129,000 | 239,000 | 372,000 | 499,000 |
| Noninterest expense | 2,182,000 | 4,331,000 | 6,475,000 | 8,609,000 |
| Provision for loan losses | -16,000 | -1,171,000 | -1,171,000 | -1,187,000 |
| Pretax income | 78,000 | 1,361,000 | 1,589,000 | 1,836,000 |
| Income tax | -4,000 | 474,000 | 530,000 | 594,000 |
| Net income | 82,000 | 887,000 | 1,059,000 | 1,242,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 35,686,000 | 36,491,000 | 36,662,000 | 36,819,000 |
| Total capital | 38,350,000 | 39,350,000 | 39,528,000 | 39,928,000 |
| Risk-weighted assets | 202,043,000 | 209,490,000 | 213,977,000 | 214,258,000 |