Call reports 2013
MIDDLESEX FEDERAL SAVINGS, F.A. — 2013
What MIDDLESEX FEDERAL SAVINGS, F.A. reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 350,928,000 | 351,121,000 | 336,555,000 | 333,959,000 |
| Total loans | 226,882,000 | 232,606,000 | 226,372,000 | 226,640,000 |
| Allowance for loan losses | 4,014,000 | 4,027,000 | 4,058,000 | 4,073,000 |
| Securities available for sale | 10,402,000 | 10,487,000 | 10,709,000 | 10,919,000 |
| Securities held to maturity | 70,408,000 | 67,461,000 | 64,924,000 | 66,227,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 265,035,000 | 268,578,000 | 259,039,000 | 249,949,000 |
| Interest-bearing deposits | 259,925,000 | 260,233,000 | 252,717,000 | 244,039,000 |
| Noninterest-bearing deposits | 5,110,000 | 8,345,000 | 6,322,000 | 5,910,000 |
| Equity capital | 34,480,000 | 34,760,000 | 35,096,000 | 37,824,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 2,928,000 | 5,838,000 | 8,661,000 | 11,415,000 |
| Interest expense | 830,000 | 1,629,000 | 2,408,000 | 3,100,000 |
| Net interest income | 2,098,000 | 4,209,000 | 6,253,000 | 8,315,000 |
| Noninterest income | 105,000 | 189,000 | 385,000 | 509,000 |
| Noninterest expense | 1,998,000 | 4,002,000 | 6,044,000 | 8,177,000 |
| Provision for loan losses | 0 | -131,000 | -199,000 | -199,000 |
| Pretax income | 205,000 | 527,000 | 793,000 | 846,000 |
| Income tax | 87,000 | 183,000 | 259,000 | 284,000 |
| Net income | 118,000 | 344,000 | 534,000 | 562,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 34,778,000 | 35,135,000 | 35,464,000 | 35,603,000 |
| Total capital | 37,202,000 | 37,577,000 | 38,032,000 | 38,282,000 |
| Risk-weighted assets | 192,326,000 | 193,929,000 | 199,079,000 | 200,354,000 |