Call reports 2012
MIDDLESEX FEDERAL SAVINGS, F.A. — 2012
What MIDDLESEX FEDERAL SAVINGS, F.A. reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 353,557,000 | 350,685,000 | 349,813,000 | 350,531,000 |
| Total loans | 201,737,000 | 201,870,000 | 209,082,000 | 229,405,000 |
| Allowance for loan losses | 4,263,000 | 4,271,000 | 4,092,000 | 3,999,000 |
| Securities available for sale | 9,996,000 | 9,983,000 | 10,025,000 | 10,082,000 |
| Securities held to maturity | 74,142,000 | 73,965,000 | 77,795,000 | 71,728,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 288,337,000 | 285,501,000 | 272,643,000 | 266,090,000 |
| Interest-bearing deposits | 6,926,000 | 275,160,000 | 268,619,000 | 260,852,000 |
| Noninterest-bearing deposits | 281,411,000 | 10,341,000 | 4,024,000 | 5,238,000 |
| Equity capital | 36,169,000 | 35,008,000 | 35,095,000 | 35,318,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 3,225,000 | 6,337,000 | 9,420,000 | 12,434,000 |
| Interest expense | 1,218,000 | 2,358,000 | 3,448,000 | 4,338,000 |
| Net interest income | 2,007,000 | 3,979,000 | 5,972,000 | 8,096,000 |
| Noninterest income | 414,000 | 261,000 | 312,000 | 348,000 |
| Noninterest expense | 1,938,000 | 3,945,000 | 5,926,000 | 7,958,000 |
| Provision for loan losses | 0 | 0 | 0 | -160,000 |
| Pretax income | 482,000 | 294,000 | 357,000 | 646,000 |
| Income tax | 189,000 | 130,000 | 134,000 | 236,000 |
| Net income | 293,000 | 164,000 | 223,000 | 410,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 33,579,000 | 33,528,000 | 33,584,000 | 33,814,000 |
| Total capital | 35,937,000 | 35,757,000 | 35,917,000 | 36,271,000 |
| Risk-weighted assets | 186,743,000 | 180,060,000 | 184,898,000 | 195,064,000 |