Call reports 2001
FIRST STATE BANK OF FORT COLLINS — 2001
What FIRST STATE BANK OF FORT COLLINS reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 91,951,000 | 97,050,000 | 97,529,000 | 95,345,000 |
| Total loans | 60,868,000 | 61,678,000 | 61,906,000 | 62,695,000 |
| Allowance for loan losses | 659,000 | 691,000 | 750,000 | 937,000 |
| Securities available for sale | 23,700,000 | 22,458,000 | 22,002,000 | 22,153,000 |
| Securities held to maturity | 130,000 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 81,946,000 | 86,231,000 | 86,268,000 | 84,956,000 |
| Interest-bearing deposits | 56,181,000 | 55,665,000 | 61,593,000 | 58,061,000 |
| Noninterest-bearing deposits | 25,765,000 | 30,566,000 | 24,675,000 | 26,895,000 |
| Equity capital | 9,042,000 | 9,349,000 | 9,767,000 | 9,584,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,853,000 | 3,683,000 | 5,466,000 | 7,028,000 |
| Interest expense | 653,000 | 1,276,000 | 1,847,000 | 2,262,000 |
| Net interest income | 1,200,000 | 2,407,000 | 3,619,000 | 4,766,000 |
| Noninterest income | 201,000 | 402,000 | 621,000 | 810,000 |
| Noninterest expense | 864,000 | 1,767,000 | 2,671,000 | 3,502,000 |
| Provision for loan losses | 45,000 | 100,000 | 170,000 | 555,000 |
| Pretax income | 492,000 | 942,000 | 1,399,000 | 1,519,000 |
| Income tax | 171,000 | 289,000 | 476,000 | 499,000 |
| Net income | 321,000 | 653,000 | 923,000 | 1,020,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,682,000 | 8,965,000 | 9,235,000 | 9,206,000 |
| Total capital | 9,341,000 | 9,656,000 | 9,985,000 | 10,106,000 |
| Risk-weighted assets | 66,808,000 | 70,757,000 | 86,630,000 | 71,955,000 |