Call reports 2005
PNC BANK, NATIONAL ASSOCIATION — 2005
What PNC BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 75,524,305,000 | 82,691,094,000 | 84,741,642,000 | 82,876,683,000 |
| Total loans | 44,900,560,000 | 49,392,102,000 | 50,672,082,000 | 49,330,980,000 |
| Allowance for loan losses | 576,696,000 | 606,013,000 | 610,423,000 | 572,482,000 |
| Securities available for sale | 17,612,194,000 | 19,628,201,000 | 19,778,218,000 | 19,694,452,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 2,061,483,000 | 1,794,418,000 | 2,211,079,000 | 1,776,835,000 |
| Total deposits | 50,350,557,000 | 54,586,444,000 | 57,054,584,000 | 56,221,950,000 |
| Interest-bearing deposits | 37,643,309,000 | 41,108,122,000 | 43,154,475,000 | 41,461,761,000 |
| Noninterest-bearing deposits | 12,707,248,000 | 13,478,322,000 | 13,900,109,000 | 14,760,189,000 |
| Equity capital | 5,957,131,000 | 6,875,158,000 | 6,255,265,000 | 6,293,197,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 763,493,000 | 1,621,380,000 | 2,564,390,000 | 3,545,549,000 |
| Interest expense | 286,320,000 | 631,152,000 | 1,037,754,000 | 1,482,552,000 |
| Net interest income | 477,173,000 | 990,228,000 | 1,526,636,000 | 2,062,997,000 |
| Noninterest income | 375,745,000 | 749,426,000 | 1,177,606,000 | 1,641,936,000 |
| Noninterest expense | 561,878,000 | 1,162,020,000 | 1,789,905,000 | 2,404,570,000 |
| Provision for loan losses | 7,987,000 | -1,057,000 | 13,765,000 | 36,821,000 |
| Pretax income | 275,735,000 | 549,676,000 | 869,001,000 | 1,228,781,000 |
| Income tax | 38,042,000 | 126,211,000 | 224,266,000 | 337,270,000 |
| Net income | 237,693,000 | 423,465,000 | 644,735,000 | 891,511,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,145,524,000 | 5,492,392,000 | 5,594,799,000 | 5,693,935,000 |
| Total capital | 7,099,804,000 | 7,401,891,000 | 8,139,313,000 | 8,188,568,000 |
| Risk-weighted assets | 61,753,570,000 | 68,353,321,000 | 69,080,823,000 | 71,429,901,000 |