Call reports 2004
PNC BANK, NATIONAL ASSOCIATION — 2004
What PNC BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 67,822,327,000 | 67,526,820,000 | 71,753,372,000 | 73,809,165,000 |
| Total loans | 37,641,526,000 | 38,787,479,000 | 42,291,494,000 | 43,404,836,000 |
| Allowance for loan losses | 580,291,000 | 569,442,000 | 558,177,000 | 583,915,000 |
| Securities available for sale | 15,682,480,000 | 13,984,628,000 | 15,837,516,000 | 15,656,767,000 |
| Securities held to maturity | 2,034,000 | 0 | 0 | 0 |
| Trading assets | 1,494,436,000 | 1,326,558,000 | 1,746,232,000 | 1,667,330,000 |
| Total deposits | 45,614,654,000 | 46,710,843,000 | 47,962,084,000 | 49,871,395,000 |
| Interest-bearing deposits | 33,900,204,000 | 34,532,274,000 | 35,523,124,000 | 36,462,734,000 |
| Noninterest-bearing deposits | 11,714,450,000 | 12,178,569,000 | 12,438,960,000 | 13,408,661,000 |
| Equity capital | 6,254,968,000 | 5,918,197,000 | 6,029,315,000 | 6,095,661,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 627,966,000 | 1,249,866,000 | 1,902,347,000 | 2,611,313,000 |
| Interest expense | 159,286,000 | 326,060,000 | 516,497,000 | 752,975,000 |
| Net interest income | 468,680,000 | 923,806,000 | 1,385,850,000 | 1,858,338,000 |
| Noninterest income | 546,286,000 | 1,107,759,000 | 1,630,633,000 | 2,216,264,000 |
| Noninterest expense | 680,541,000 | 1,358,718,000 | 2,087,037,000 | 2,777,489,000 |
| Provision for loan losses | 12,584,000 | 19,247,000 | 31,985,000 | 51,553,000 |
| Pretax income | 336,053,000 | 678,385,000 | 938,419,000 | 1,295,352,000 |
| Income tax | 108,120,000 | 222,413,000 | 281,650,000 | 381,926,000 |
| Net income | 227,933,000 | 455,972,000 | 656,769,000 | 913,426,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,056,791,000 | 5,090,780,000 | 5,016,905,000 | 5,150,640,000 |
| Total capital | 6,695,367,000 | 6,661,347,000 | 6,557,589,000 | 7,158,258,000 |
| Risk-weighted assets | 54,613,537,000 | 55,835,218,000 | 58,142,466,000 | 60,964,555,000 |