Call reports 2025
TEXAS CHAMPION BANK — 2025
What TEXAS CHAMPION BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 433,131,000 | 439,881,000 | 441,926,000 | 453,179,000 |
| Total loans | 345,645,000 | 343,927,000 | 343,150,000 | 339,814,000 |
| Allowance for loan losses | 3,994,000 | 3,896,000 | 4,050,000 | 4,164,000 |
| Securities available for sale | 1,199,000 | 1,054,000 | 937,000 | 10,730,000 |
| Securities held to maturity | 3,000,000 | 3,000,000 | 3,000,000 | 3,000,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 321,831,000 | 331,237,000 | 332,169,000 | 346,171,000 |
| Interest-bearing deposits | 188,265,000 | 188,654,000 | 199,540,000 | 213,635,000 |
| Noninterest-bearing deposits | 133,566,000 | 142,583,000 | 132,629,000 | 132,536,000 |
| Equity capital | 46,360,000 | 45,984,000 | 46,855,000 | 47,553,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 6,415,000 | 12,924,000 | 19,509,000 | 26,214,000 |
| Interest expense | 1,968,000 | 3,895,000 | 5,823,000 | 7,805,000 |
| Net interest income | 4,447,000 | 9,029,000 | 13,686,000 | 18,409,000 |
| Noninterest income | 292,000 | 809,000 | 1,161,000 | 1,268,000 |
| Noninterest expense | 3,581,000 | 7,264,000 | 10,926,000 | 14,502,000 |
| Provision for loan losses | 0 | 0 | 150,000 | 275,000 |
| Pretax income | 1,158,000 | 2,574,000 | 3,921,000 | 5,050,000 |
| Income tax | 242,000 | 539,000 | 823,000 | 1,061,000 |
| Net income | 916,000 | 2,035,000 | 3,098,000 | 3,989,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 44,385,000 | 44,004,000 | 44,866,000 | 45,558,000 |