Call reports 2024
TEXAS CHAMPION BANK — 2024
What TEXAS CHAMPION BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 444,275,000 | 447,486,000 | 440,194,000 | 444,038,000 |
| Total loans | 361,215,000 | 347,735,000 | 348,281,000 | 350,601,000 |
| Allowance for loan losses | 4,083,000 | 4,129,000 | 3,974,000 | 3,995,000 |
| Securities available for sale | 1,792,000 | 1,622,000 | 1,491,000 | 1,331,000 |
| Securities held to maturity | 3,000,000 | 3,000,000 | 3,000,000 | 3,000,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 305,530,000 | 324,802,000 | 328,054,000 | 333,889,000 |
| Interest-bearing deposits | 175,422,000 | 185,501,000 | 188,980,000 | 195,743,000 |
| Noninterest-bearing deposits | 130,108,000 | 139,301,000 | 139,074,000 | 138,146,000 |
| Equity capital | 44,169,000 | 43,654,000 | 44,932,000 | 45,645,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 6,385,000 | 12,943,000 | 19,730,000 | 26,425,000 |
| Interest expense | 1,861,000 | 3,962,000 | 6,157,000 | 8,216,000 |
| Net interest income | 4,524,000 | 8,981,000 | 13,573,000 | 18,209,000 |
| Noninterest income | 359,000 | 796,000 | 1,094,000 | 1,536,000 |
| Noninterest expense | 3,678,000 | 7,254,000 | 10,722,000 | 14,636,000 |
| Provision for loan losses | 110,000 | 154,000 | 0 | 0 |
| Pretax income | 1,095,000 | 2,363,000 | 3,945,000 | 5,109,000 |
| Income tax | 232,000 | 496,000 | 826,000 | 1,074,000 |
| Net income | 863,000 | 1,867,000 | 3,119,000 | 4,035,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 42,236,000 | 41,713,000 | 42,964,000 | 43,680,000 |