Call reports 2023
TEXAS CHAMPION BANK — 2023
What TEXAS CHAMPION BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 417,377,000 | 419,014,000 | 430,571,000 | 441,777,000 |
| Total loans | 333,062,000 | 343,554,000 | 348,771,000 | 353,212,000 |
| Allowance for loan losses | 3,984,000 | 3,947,000 | 3,899,000 | 3,980,000 |
| Securities available for sale | 12,319,000 | 12,081,000 | 11,975,000 | 11,906,000 |
| Securities held to maturity | 3,000,000 | 3,000,000 | 3,000,000 | 3,000,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 300,908,000 | 296,987,000 | 305,901,000 | 318,669,000 |
| Interest-bearing deposits | 161,608,000 | 164,145,000 | 171,131,000 | 178,476,000 |
| Noninterest-bearing deposits | 139,300,000 | 132,842,000 | 134,770,000 | 140,193,000 |
| Equity capital | 40,915,000 | 41,664,000 | 42,554,000 | 43,251,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 5,121,000 | 10,757,000 | 16,791,000 | 23,008,000 |
| Interest expense | 1,076,000 | 2,627,000 | 4,357,000 | 6,172,000 |
| Net interest income | 4,045,000 | 8,130,000 | 12,434,000 | 16,836,000 |
| Noninterest income | 333,000 | 673,000 | 999,000 | 1,344,000 |
| Noninterest expense | 3,327,000 | 6,848,000 | 10,439,000 | 14,213,000 |
| Provision for loan losses | 43,000 | 43,000 | 43,000 | 43,000 |
| Pretax income | 1,008,000 | 1,912,000 | 2,951,000 | 3,924,000 |
| Income tax | 210,000 | 398,000 | 623,000 | 825,000 |
| Net income | 798,000 | 1,514,000 | 2,328,000 | 3,099,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 39,253,000 | 39,981,000 | 40,795,000 | 41,483,000 |