Call reports 2022
TEXAS CHAMPION BANK — 2022
What TEXAS CHAMPION BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 344,808,000 | 357,979,000 | 372,818,000 | 378,232,000 |
| Total loans | 292,225,000 | 302,780,000 | 316,833,000 | 331,913,000 |
| Allowance for loan losses | 3,450,000 | 3,784,000 | 4,070,000 | 4,380,000 |
| Securities available for sale | 16,073,000 | 15,179,000 | 14,763,000 | 12,395,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 269,782,000 | 270,726,000 | 284,764,000 | 284,482,000 |
| Interest-bearing deposits | 126,502,000 | 125,029,000 | 132,830,000 | 132,649,000 |
| Noninterest-bearing deposits | 143,281,000 | 145,698,000 | 151,934,000 | 151,833,000 |
| Equity capital | 41,979,000 | 40,231,000 | 40,762,000 | 41,202,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 3,845,000 | 7,978,000 | 12,447,000 | 17,329,000 |
| Interest expense | 166,000 | 375,000 | 715,000 | 1,338,000 |
| Net interest income | 3,679,000 | 7,603,000 | 11,732,000 | 15,991,000 |
| Noninterest income | 348,000 | 662,000 | 1,083,000 | 1,532,000 |
| Noninterest expense | 3,079,000 | 6,304,000 | 9,457,000 | 13,412,000 |
| Provision for loan losses | 240,000 | 445,000 | 728,000 | 1,063,000 |
| Pretax income | 708,000 | 1,516,000 | 2,629,000 | 3,048,000 |
| Income tax | 146,000 | 322,000 | 548,000 | 643,000 |
| Net income | 562,000 | 1,194,000 | 2,081,000 | 2,405,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 40,025,000 | 38,667,000 | 39,311,000 | 39,643,000 |