Call reports 2021
TEXAS CHAMPION BANK — 2021
What TEXAS CHAMPION BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 392,772,000 | 370,481,000 | 352,215,000 | 358,206,000 |
| Total loans | 308,337,000 | 303,547,000 | 273,281,000 | 281,677,000 |
| Allowance for loan losses | 3,273,000 | 2,903,000 | 2,962,000 | 3,208,000 |
| Securities available for sale | 8,199,000 | 7,692,000 | 7,193,000 | 6,588,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 270,774,000 | 265,998,000 | 263,932,000 | 278,068,000 |
| Interest-bearing deposits | 125,955,000 | 126,760,000 | 126,251,000 | 135,323,000 |
| Noninterest-bearing deposits | 144,818,000 | 139,239,000 | 137,681,000 | 142,745,000 |
| Equity capital | 40,881,000 | 42,560,000 | 41,723,000 | 41,630,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 3,478,000 | 7,590,000 | 11,928,000 | 15,561,000 |
| Interest expense | 212,000 | 446,000 | 639,000 | 802,000 |
| Net interest income | 3,266,000 | 7,144,000 | 11,289,000 | 14,759,000 |
| Noninterest income | -360,000 | 504,000 | 936,000 | 1,345,000 |
| Noninterest expense | 2,747,000 | 5,772,000 | 8,892,000 | 12,497,000 |
| Provision for loan losses | 75,000 | -300,000 | -300,000 | 0 |
| Pretax income | 84,000 | 2,176,000 | 3,633,000 | 3,607,000 |
| Income tax | 16,000 | 456,000 | 761,000 | 781,000 |
| Net income | 68,000 | 1,720,000 | 2,872,000 | 2,826,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 38,672,000 | 40,332,000 | 39,491,000 | 39,457,000 |