Call reports 2020
TEXAS CHAMPION BANK — 2020
What TEXAS CHAMPION BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 316,475,000 | 411,094,000 | 386,308,000 | 361,534,000 |
| Total loans | 226,094,000 | 293,840,000 | 299,365,000 | 289,076,000 |
| Allowance for loan losses | 2,997,000 | 3,049,000 | 3,113,000 | 3,182,000 |
| Securities available for sale | 19,525,000 | 14,986,000 | 14,327,000 | 8,803,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 242,190,000 | 278,527,000 | 255,392,000 | 259,074,000 |
| Interest-bearing deposits | 130,886,000 | 122,306,000 | 125,133,000 | 123,912,000 |
| Noninterest-bearing deposits | 111,303,000 | 156,222,000 | 130,259,000 | 135,162,000 |
| Equity capital | 39,605,000 | 40,649,000 | 40,834,000 | 40,806,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 3,533,000 | 6,849,000 | 10,461,000 | 13,950,000 |
| Interest expense | 304,000 | 582,000 | 784,000 | 1,133,000 |
| Net interest income | 3,229,000 | 6,267,000 | 9,677,000 | 12,817,000 |
| Noninterest income | 281,000 | 297,000 | 660,000 | 296,000 |
| Noninterest expense | 3,105,000 | 4,973,000 | 8,520,000 | 11,270,000 |
| Provision for loan losses | 900,000 | 900,000 | 900,000 | 935,000 |
| Pretax income | -495,000 | 691,000 | 917,000 | 908,000 |
| Income tax | -104,000 | 145,000 | 189,000 | 182,000 |
| Net income | -391,000 | 546,000 | 728,000 | 726,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 37,453,000 | 38,399,000 | 38,589,000 | 38,596,000 |