Call reports 2018
TEXAS CHAMPION BANK — 2018
What TEXAS CHAMPION BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 320,630,000 | 314,530,000 | 317,443,000 | 319,671,000 |
| Total loans | 252,222,000 | 238,502,000 | 215,318,000 | 212,878,000 |
| Allowance for loan losses | 5,319,000 | 4,614,000 | 3,698,000 | 3,169,000 |
| Securities available for sale | 17,546,000 | 16,623,000 | 30,718,000 | 30,188,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 241,909,000 | 234,999,000 | 247,045,000 | 249,386,000 |
| Interest-bearing deposits | 130,702,000 | 126,208,000 | 137,777,000 | 136,421,000 |
| Noninterest-bearing deposits | 111,207,000 | 108,791,000 | 109,268,000 | 112,965,000 |
| Equity capital | 37,065,000 | 37,521,000 | 37,846,000 | 38,275,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 3,644,000 | 7,218,000 | 10,778,000 | 14,340,000 |
| Interest expense | 321,000 | 652,000 | 974,000 | 1,306,000 |
| Net interest income | 3,323,000 | 6,566,000 | 9,804,000 | 13,034,000 |
| Noninterest income | 389,000 | 747,000 | 131,000 | 115,000 |
| Noninterest expense | 3,099,000 | 6,318,000 | 9,500,000 | 12,724,000 |
| Provision for loan losses | 0 | 0 | -994,000 | -994,000 |
| Pretax income | 613,000 | 995,000 | 1,429,000 | 1,419,000 |
| Income tax | 128,000 | 37,000 | 128,000 | -187,000 |
| Net income | 485,000 | 958,000 | 1,301,000 | 1,606,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 35,331,000 | 35,812,000 | 36,162,000 | 36,476,000 |
| Total capital | 38,765,000 | 39,112,000 | 39,156,000 | 39,344,000 |
| Risk-weighted assets | 272,827,000 | 262,677,000 | 238,836,000 | 229,081,000 |