Call reports 2017
TEXAS CHAMPION BANK — 2017
What TEXAS CHAMPION BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 351,298,000 | 323,681,000 | 322,304,000 | 323,440,000 |
| Total loans | 247,282,000 | 249,558,000 | 242,716,000 | 249,034,000 |
| Allowance for loan losses | 7,081,000 | 7,088,000 | 6,111,000 | 5,305,000 |
| Securities available for sale | 29,026,000 | 25,130,000 | 23,852,000 | 22,803,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 280,257,000 | 258,092,000 | 244,172,000 | 237,537,000 |
| Interest-bearing deposits | 177,902,000 | 157,462,000 | 140,437,000 | 131,334,000 |
| Noninterest-bearing deposits | 102,356,000 | 100,630,000 | 103,735,000 | 106,202,000 |
| Equity capital | 35,944,000 | 36,252,000 | 36,704,000 | 36,748,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 3,310,000 | 6,654,000 | 10,388,000 | 13,870,000 |
| Interest expense | 345,000 | 680,000 | 994,000 | 1,314,000 |
| Net interest income | 2,965,000 | 5,974,000 | 9,394,000 | 12,556,000 |
| Noninterest income | 3,104,000 | 3,517,000 | 3,744,000 | 4,195,000 |
| Noninterest expense | 3,493,000 | 6,710,000 | 9,796,000 | 13,123,000 |
| Provision for loan losses | 1,173,000 | 1,173,000 | 1,173,000 | 1,271,000 |
| Pretax income | 1,403,000 | 1,608,000 | 2,169,000 | 2,357,000 |
| Income tax | 472,000 | 541,000 | 730,000 | 796,000 |
| Net income | 931,000 | 1,067,000 | 1,439,000 | 1,561,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 34,181,000 | 34,323,000 | 34,779,000 | 34,874,000 |
| Total capital | 37,826,000 | 37,921,000 | 38,253,000 | 38,388,000 |
| Risk-weighted assets | 288,143,000 | 284,348,000 | 275,272,000 | 279,317,000 |