Call reports 2016
TEXAS CHAMPION BANK — 2016
What TEXAS CHAMPION BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 381,607,000 | 353,585,000 | 346,163,000 | 341,819,000 |
| Total loans | 275,848,000 | 266,042,000 | 263,250,000 | 263,261,000 |
| Allowance for loan losses | 5,873,000 | 6,563,000 | 6,231,000 | 5,621,000 |
| Securities available for sale | 43,246,000 | 36,819,000 | 32,067,000 | 30,213,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 293,585,000 | 273,677,000 | 269,458,000 | 266,879,000 |
| Interest-bearing deposits | 176,081,000 | 161,868,000 | 161,705,000 | 160,806,000 |
| Noninterest-bearing deposits | 117,505,000 | 111,809,000 | 107,754,000 | 106,072,000 |
| Equity capital | 35,122,000 | 35,096,000 | 34,867,000 | 34,801,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 3,811,000 | 7,402,000 | 11,157,000 | 14,744,000 |
| Interest expense | 265,000 | 542,000 | 846,000 | 1,161,000 |
| Net interest income | 3,546,000 | 6,860,000 | 10,311,000 | 13,583,000 |
| Noninterest income | 595,000 | 1,177,000 | 1,545,000 | 2,146,000 |
| Noninterest expense | 3,053,000 | 6,411,000 | 9,570,000 | 12,917,000 |
| Provision for loan losses | 0 | 682,000 | 1,584,000 | 1,618,000 |
| Pretax income | 1,088,000 | 953,000 | 711,000 | 1,203,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,088,000 | 953,000 | 711,000 | 1,203,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 33,004,000 | 32,872,000 | 32,634,000 | 33,086,000 |
| Total capital | 36,955,000 | 36,653,000 | 36,445,000 | 36,945,000 |
| Risk-weighted assets | 313,999,000 | 299,545,000 | 302,286,000 | 306,837,000 |