Call reports 2015
TEXAS CHAMPION BANK — 2015
What TEXAS CHAMPION BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 428,303,000 | 401,153,000 | 383,461,000 | 381,486,000 |
| Total loans | 283,036,000 | 291,878,000 | 285,293,000 | 290,884,000 |
| Allowance for loan losses | 3,897,000 | 3,985,000 | 4,408,000 | 7,467,000 |
| Securities available for sale | 62,843,000 | 61,159,000 | 49,380,000 | 47,744,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 334,440,000 | 305,538,000 | 285,221,000 | 280,788,000 |
| Interest-bearing deposits | 192,060,000 | 173,302,000 | 161,301,000 | 159,615,000 |
| Noninterest-bearing deposits | 142,380,000 | 132,235,000 | 123,921,000 | 121,174,000 |
| Equity capital | 39,107,000 | 39,601,000 | 39,652,000 | 34,342,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 4,008,000 | 8,155,000 | 12,508,000 | 16,526,000 |
| Interest expense | 235,000 | 457,000 | 677,000 | 901,000 |
| Net interest income | 3,773,000 | 7,698,000 | 11,831,000 | 15,625,000 |
| Noninterest income | 658,000 | 1,398,000 | 1,882,000 | 2,611,000 |
| Noninterest expense | 3,086,000 | 6,074,000 | 9,156,000 | 12,788,000 |
| Provision for loan losses | 150,000 | 300,000 | 750,000 | 5,933,000 |
| Pretax income | 1,195,000 | 2,722,000 | 3,841,000 | -451,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,195,000 | 2,722,000 | 3,841,000 | -451,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 36,938,000 | 37,578,000 | 37,551,000 | 32,513,000 |
| Total capital | 40,835,000 | 41,563,000 | 41,475,000 | 36,491,000 |
| Risk-weighted assets | 318,336,000 | 320,669,000 | 313,268,000 | 314,578,000 |