Call reports 2014
TEXAS CHAMPION BANK — 2014
What TEXAS CHAMPION BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 393,253,000 | 387,075,000 | 404,623,000 | 411,965,000 |
| Total loans | 246,068,000 | 264,921,000 | 281,829,000 | 291,419,000 |
| Allowance for loan losses | 3,658,000 | 3,892,000 | 3,884,000 | 3,768,000 |
| Securities available for sale | 69,607,000 | 68,360,000 | 65,847,000 | 64,672,000 |
| Securities held to maturity | 1,698,000 | 1,673,000 | 1,673,000 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 312,100,000 | 302,889,000 | 310,158,000 | 318,032,000 |
| Interest-bearing deposits | 185,868,000 | 178,392,000 | 180,188,000 | 177,858,000 |
| Noninterest-bearing deposits | 126,232,000 | 124,498,000 | 129,970,000 | 140,173,000 |
| Equity capital | 37,198,000 | 37,259,000 | 38,029,000 | 38,728,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 3,759,000 | 7,633,000 | 11,777,000 | 16,046,000 |
| Interest expense | 227,000 | 456,000 | 681,000 | 911,000 |
| Net interest income | 3,532,000 | 7,177,000 | 11,096,000 | 15,135,000 |
| Noninterest income | 1,324,000 | 2,600,000 | 3,703,000 | 4,726,000 |
| Noninterest expense | 3,118,000 | 6,316,000 | 9,377,000 | 13,076,000 |
| Provision for loan losses | 25,000 | 25,000 | 25,000 | -32,000 |
| Pretax income | 1,713,000 | 3,436,000 | 5,397,000 | 6,817,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,713,000 | 3,436,000 | 5,397,000 | 6,817,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 35,591,000 | 35,272,000 | 36,241,000 | 36,569,000 |
| Total capital | 38,940,000 | 38,880,000 | 40,086,000 | 40,337,000 |
| Risk-weighted assets | 267,634,000 | 288,378,000 | 307,543,000 | 318,198,000 |