Call reports 2012
TEXAS CHAMPION BANK — 2012
What TEXAS CHAMPION BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 371,117,000 | 338,743,000 | 341,126,000 | 367,124,000 |
| Total loans | 240,231,000 | 234,399,000 | 228,435,000 | 229,899,000 |
| Allowance for loan losses | 3,735,000 | 4,370,000 | 4,446,000 | 4,097,000 |
| Securities available for sale | 39,252,000 | 46,349,000 | 40,685,000 | 46,559,000 |
| Securities held to maturity | 1,786,000 | 1,765,000 | 1,765,000 | 1,744,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 313,777,000 | 280,368,000 | 282,669,000 | 308,767,000 |
| Interest-bearing deposits | 177,121,000 | 159,427,000 | 155,653,000 | 157,616,000 |
| Noninterest-bearing deposits | 136,656,000 | 120,941,000 | 127,016,000 | 151,152,000 |
| Equity capital | 33,446,000 | 33,777,000 | 34,793,000 | 35,515,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 3,787,000 | 7,446,000 | 10,890,000 | 14,372,000 |
| Interest expense | 353,000 | 649,000 | 902,000 | 1,126,000 |
| Net interest income | 3,434,000 | 6,797,000 | 9,988,000 | 13,246,000 |
| Noninterest income | 1,940,000 | 3,178,000 | 4,127,000 | 5,443,000 |
| Noninterest expense | 3,260,000 | 6,306,000 | 9,498,000 | 13,725,000 |
| Provision for loan losses | 0 | 1,257,000 | 1,557,000 | 1,202,000 |
| Pretax income | 2,114,000 | 2,412,000 | 3,093,000 | 3,795,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 2,114,000 | 2,412,000 | 3,093,000 | 3,795,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 30,798,000 | 31,120,000 | 31,825,000 | 32,552,000 |
| Total capital | 34,066,000 | 34,319,000 | 34,945,000 | 35,700,000 |
| Risk-weighted assets | 260,199,000 | 256,622,000 | 247,537,000 | 250,163,000 |