Call reports 2011
TEXAS CHAMPION BANK — 2011
What TEXAS CHAMPION BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 320,103,000 | 328,140,000 | 337,999,000 | 343,288,000 |
| Total loans | 239,733,000 | 238,520,000 | 235,494,000 | 248,387,000 |
| Allowance for loan losses | 3,227,000 | 3,190,000 | 3,513,000 | 4,615,000 |
| Securities available for sale | 15,865,000 | 15,316,000 | 43,626,000 | 37,796,000 |
| Securities held to maturity | 1,825,000 | 1,806,000 | 1,806,000 | 1,786,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 271,752,000 | 277,952,000 | 284,300,000 | 288,294,000 |
| Interest-bearing deposits | 177,307,000 | 172,851,000 | 174,091,000 | 179,349,000 |
| Noninterest-bearing deposits | 94,445,000 | 105,101,000 | 110,209,000 | 108,945,000 |
| Equity capital | 31,222,000 | 31,490,000 | 32,139,000 | 31,181,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 3,710,000 | 7,136,000 | 10,889,000 | 14,440,000 |
| Interest expense | 494,000 | 954,000 | 1,400,000 | 1,815,000 |
| Net interest income | 3,216,000 | 6,182,000 | 9,489,000 | 12,625,000 |
| Noninterest income | 729,000 | 1,489,000 | 2,725,000 | 3,417,000 |
| Noninterest expense | 3,048,000 | 6,038,000 | 8,970,000 | 12,124,000 |
| Provision for loan losses | 310,000 | 795,000 | 1,547,000 | 3,170,000 |
| Pretax income | 587,000 | 838,000 | 1,697,000 | 748,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 587,000 | 838,000 | 1,697,000 | 748,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 28,603,000 | 28,900,000 | 29,582,000 | 28,659,000 |
| Total capital | 31,788,000 | 32,063,000 | 32,809,000 | 32,018,000 |
| Risk-weighted assets | 253,978,000 | 252,223,000 | 257,241,000 | 266,668,000 |