Call reports 2010
TEXAS CHAMPION BANK — 2010
What TEXAS CHAMPION BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 337,183,000 | 327,430,000 | 330,282,000 | 345,505,000 |
| Total loans | 261,488,000 | 259,596,000 | 261,272,000 | 243,213,000 |
| Allowance for loan losses | 2,736,000 | 4,388,000 | 4,181,000 | 3,100,000 |
| Securities available for sale | 11,001,000 | 7,816,000 | 9,874,000 | 9,793,000 |
| Securities held to maturity | 1,843,000 | 1,843,000 | 1,843,000 | 1,825,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 258,834,000 | 249,092,000 | 252,863,000 | 269,288,000 |
| Interest-bearing deposits | 184,476,000 | 175,629,000 | 174,406,000 | 179,976,000 |
| Noninterest-bearing deposits | 74,358,000 | 73,463,000 | 78,457,000 | 89,312,000 |
| Equity capital | 30,442,000 | 29,569,000 | 30,502,000 | 30,627,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 4,307,000 | 8,536,000 | 12,449,000 | 16,710,000 |
| Interest expense | 744,000 | 1,396,000 | 2,000,000 | 2,555,000 |
| Net interest income | 3,563,000 | 7,140,000 | 10,449,000 | 14,155,000 |
| Noninterest income | 658,000 | 1,297,000 | 1,858,000 | 2,430,000 |
| Noninterest expense | 3,000,000 | 6,128,000 | 9,074,000 | 12,795,000 |
| Provision for loan losses | 300,000 | 2,130,000 | 2,130,000 | 2,535,000 |
| Pretax income | 921,000 | 179,000 | 1,103,000 | 1,255,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 921,000 | 179,000 | 1,103,000 | 1,255,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,544,000 | 26,867,000 | 27,814,000 | 27,991,000 |
| Total capital | 30,280,000 | 30,371,000 | 31,297,000 | 31,091,000 |
| Risk-weighted assets | 280,740,000 | 278,697,000 | 277,159,000 | 258,685,000 |