Call reports 2009
TEXAS CHAMPION BANK — 2009
What TEXAS CHAMPION BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 314,678,000 | 315,864,000 | 335,528,000 | 336,393,000 |
| Total loans | 255,302,000 | 261,377,000 | 265,573,000 | 257,515,000 |
| Allowance for loan losses | 2,028,000 | 2,082,000 | 2,238,000 | 2,570,000 |
| Securities available for sale | 9,719,000 | 6,178,000 | 9,246,000 | 11,242,000 |
| Securities held to maturity | 0 | 0 | 0 | 1,890,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 253,383,000 | 254,348,000 | 252,126,000 | 259,316,000 |
| Interest-bearing deposits | 167,186,000 | 173,641,000 | 170,843,000 | 183,282,000 |
| Noninterest-bearing deposits | 86,197,000 | 80,707,000 | 81,283,000 | 76,034,000 |
| Equity capital | 29,785,000 | 29,547,000 | 29,993,000 | 29,993,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 4,122,000 | 8,257,000 | 12,536,000 | 16,613,000 |
| Interest expense | 1,108,000 | 2,112,000 | 3,035,000 | 3,898,000 |
| Net interest income | 3,014,000 | 6,145,000 | 9,501,000 | 12,715,000 |
| Noninterest income | 630,000 | 680,000 | 1,425,000 | 2,483,000 |
| Noninterest expense | 2,860,000 | 5,785,000 | 8,751,000 | 12,242,000 |
| Provision for loan losses | 320,000 | 575,000 | 915,000 | 1,625,000 |
| Pretax income | 464,000 | 465,000 | 1,260,000 | 1,331,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 464,000 | 465,000 | 1,260,000 | 1,331,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,709,000 | 26,533,000 | 27,001,000 | 27,048,000 |
| Total capital | 28,737,000 | 28,615,000 | 29,239,000 | 29,618,000 |
| Risk-weighted assets | 266,627,000 | 270,781,000 | 278,915,000 | 278,106,000 |