Call reports 2008
TEXAS CHAMPION BANK — 2008
What TEXAS CHAMPION BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 299,412,000 | 309,875,000 | 308,900,000 | 311,878,000 |
| Total loans | 237,659,000 | 250,035,000 | 249,721,000 | 252,458,000 |
| Allowance for loan losses | 2,381,000 | 2,298,000 | 2,393,000 | 2,565,000 |
| Securities available for sale | 10,008,000 | 11,056,000 | 11,007,000 | 9,951,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 241,020,000 | 244,984,000 | 231,244,000 | 237,810,000 |
| Interest-bearing deposits | 168,515,000 | 165,144,000 | 162,199,000 | 164,055,000 |
| Noninterest-bearing deposits | 72,505,000 | 79,840,000 | 69,045,000 | 73,755,000 |
| Equity capital | 27,636,000 | 29,122,000 | 29,503,000 | 29,894,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 4,872,000 | 9,414,000 | 14,024,000 | 18,332,000 |
| Interest expense | 1,823,000 | 3,326,000 | 4,824,000 | 6,167,000 |
| Net interest income | 3,049,000 | 6,088,000 | 9,200,000 | 12,165,000 |
| Noninterest income | 606,000 | 1,544,000 | 2,295,000 | 3,096,000 |
| Noninterest expense | 2,893,000 | 5,615,000 | 8,450,000 | 11,512,000 |
| Provision for loan losses | 13,000 | 13,000 | 213,000 | 443,000 |
| Pretax income | 749,000 | 2,004,000 | 2,832,000 | 3,306,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 749,000 | 2,004,000 | 2,832,000 | 3,306,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,460,000 | 26,104,000 | 26,482,000 | 26,780,000 |
| Total capital | 26,841,000 | 28,402,000 | 28,875,000 | 29,345,000 |
| Risk-weighted assets | 249,620,000 | 261,533,000 | 258,502,000 | 262,701,000 |