Call reports 2007
TEXAS CHAMPION BANK — 2007
What TEXAS CHAMPION BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 274,563,000 | 276,017,000 | 293,004,000 | 294,885,000 |
| Total loans | 208,820,000 | 223,062,000 | 238,315,000 | 237,448,000 |
| Allowance for loan losses | 1,712,000 | 1,815,000 | 2,568,000 | 2,481,000 |
| Securities available for sale | 15,767,000 | 14,643,000 | 17,000,000 | 15,964,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 204,016,000 | 202,513,000 | 206,565,000 | 213,539,000 |
| Interest-bearing deposits | 136,602,000 | 139,421,000 | 145,028,000 | 148,924,000 |
| Noninterest-bearing deposits | 67,414,000 | 63,092,000 | 61,537,000 | 64,615,000 |
| Equity capital | 26,632,000 | 26,918,000 | 27,310,000 | 27,539,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 4,957,000 | 10,276,000 | 15,774,000 | 21,159,000 |
| Interest expense | 1,653,000 | 3,491,000 | 5,481,000 | 7,581,000 |
| Net interest income | 3,304,000 | 6,785,000 | 10,293,000 | 13,578,000 |
| Noninterest income | 634,000 | 1,132,000 | 1,718,000 | 2,884,000 |
| Noninterest expense | 2,525,000 | 5,052,000 | 7,710,000 | 11,203,000 |
| Provision for loan losses | 130,000 | 260,000 | 1,147,000 | 1,218,000 |
| Pretax income | 1,283,000 | 2,605,000 | 3,154,000 | 3,739,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,283,000 | 2,605,000 | 3,154,000 | 3,739,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,578,000 | 23,916,000 | 24,321,000 | 24,454,000 |
| Total capital | 25,290,000 | 25,731,000 | 26,889,000 | 26,935,000 |
| Risk-weighted assets | 223,280,000 | 233,887,000 | 249,521,000 | 250,691,000 |